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Old 04-25-2013, 09:23 AM   #61
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I don't really think in terms of money, I just want to do something I will enjoy and not get bored with. Preferably something creative, like sound design, or writing.
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Old 04-25-2013, 09:31 AM   #62
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Many of you have seem to have a very optimistic view of what it will take to 'get by'...
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Old 04-25-2013, 09:34 AM   #63
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Many of you have seem to have a very optimistic view of what it will take to 'get by'...

Pardon? How is 15-20k not enough? My current expenses are 600 per month.
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Old 04-25-2013, 09:35 AM   #64
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Originally Posted by Neo Evil11
Pardon? How is 15-20k not enough? My current expenses are 600 per month.



I thought that when I was 20 as well.

Things change.

I was wrong.

The question wasn't "How much do you need today", it was "What do you hope to earn..."
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Old 04-25-2013, 09:53 AM   #65
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I hope to earn about 60 grand a year in the future, but 40 grand (or the equivalent when you account for inflation and stuff) is fine. I have a plan worked out right now with me brother. I'll tell you guys because w.e.
Next year Im joining Americorps, that's just because I want to help people and it pays about 100 dollars a week as a stipend, but it gives room and board and all that jazz.
Then Im going to join the Marine Corps, kill some terrorists and save up whatever small amount I get doing that. During all of this my brother is attending college for business.
By the time I get out of active duty and am in the reserves (I plan on doing 4 years active 4 years reserve or 3 active and 5 reserve) my brother is out of school and using my saved money along with my monthly pay during reserve and his education we start/invest/whatever a business, and by the time I'm 30 Im pulling in 30-40 grand a year (hopefully). If all else fails, the Marine Corp will help pay for college and I can get a degree and work as a nurse or something.

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Old 04-25-2013, 10:10 AM   #66
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Originally Posted by Arby911
I thought that when I was 20 as well.

Things change.

I was wrong.

The question wasn't "How much do you need today", it was "What do you hope to earn..."

Yes, and people responded to the question by saying 20k is enough. Sure, more is better or something.

I think I can do most things for 2k per month.
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Old 04-25-2013, 10:36 AM   #67
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Originally Posted by Neo Evil11
Yes, and people responded to the question by saying 20k is enough. Sure, more is better or something.

I think I can do most things for 2k per month.


And if you get sick? Or crash your car?
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Old 04-25-2013, 10:39 AM   #68
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I just can't imagine what I'd need more than £1k per month for (assuming, as I say, there's no kids on the scene).

Even doubling what I need now wouldn't reach that. I'm a student living with others (which obviously brings down costs of bills and rent), but still support myself entirely.
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Old 04-25-2013, 10:41 AM   #69
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If I wanted to do well? 60k p/a currently, I'm not sure what that will translate into in 20 years time.

^ Really man? I pieced together my cost of living and it would be just over £1k p/m, that's with no extra, no savings, etc. 12,000 a year's pretty small. I'm on more than that now, live at home and still manage to burn through it.
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Old 04-25-2013, 10:50 AM   #70
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Originally Posted by Neo Evil11
Pardon? How is 15-20k not enough? My current expenses are 600 per month.


That barely covers my mortgage on a 2 bedroom house.
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Old 04-25-2013, 10:52 AM   #71
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To me, earning a living means you live on your own and pay everything. Insurance, cell phone, utilities, rent, gas, cable/energy, clothes, groceries, etc.
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Old 04-25-2013, 11:04 AM   #72
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Quote:
Originally Posted by ProphetToJables
If I wanted to do well? 60k p/a currently, I'm not sure what that will translate into in 20 years time.

^ Really man? I pieced together my cost of living and it would be just over £1k p/m, that's with no extra, no savings, etc. 12,000 a year's pretty small. I'm on more than that now, live at home and still manage to burn through it.

As it stands I pay just over £300p/m on rent, I guess around £20p/w on food, about £40p/m on media (like phone, TV, internet etc), and around £300 per year on bills (I'm not sure how much so have gone high for sake of argument).

So per year:
Rent - £4000 (again for arguments sake higher than what I actually pay)
Food - £1000 (rounded down very slightly)
Bills + media - £1000 (again rounded up)

Even doubling my necessary expenses (a lot of which I've rounded up), I'm still only just over minimum wage. (EDIT: of course I know there are other bits and pieces expenses not mentioned here, but that's why I've doubled my basic estimate)


Also of interest, whilst trying to look up average rent in the UK i found this http://www.iamintheuk.com/1195/living-cost-in-the-uk/
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Old 04-25-2013, 11:06 AM   #73
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And if you get sick? Or crash your car?

Wut? I'm privately insured and use public transport.

2k euros per month is the wage for most normal jobs here.

I'll be making 1700 as PhD and 3-4k per month after that.
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Old 04-25-2013, 11:30 AM   #74
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Originally Posted by MadClownDisease
As it stands I pay just over £300p/m on rent, I guess around £20p/w on food, about £40p/m on media (like phone, TV, internet etc), and around £300 per year on bills (I'm not sure how much so have gone high for sake of argument).

So per year:
Rent - £4000 (again for arguments sake higher than what I actually pay)
Food - £1000 (rounded down very slightly)
Bills + media - £1000 (again rounded up)

Even doubling my necessary expenses (a lot of which I've rounded up), I'm still only just over minimum wage. (EDIT: of course I know there are other bits and pieces expenses not mentioned here, but that's why I've doubled my basic estimate)


Also of interest, whilst trying to look up average rent in the UK i found this http://www.iamintheuk.com/1195/living-cost-in-the-uk/


Yes but surely at some point you will want your own house/ accomodation instead of a house share? I pay more rent than you and I live with my parent. £20 a week on food?! I spend like £50. Plus (and I know it's not the case for everyone) will you not be driving at some point in the future? And after you retire will you not want savings?
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Old 04-25-2013, 11:32 AM   #75
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Originally Posted by ProphetToJables
Yes but surely at some point you will want your own house/ accomodation instead of a house share? I pay more rent than you and I live with my parent. £20 a week on food?! I spend like £50. Plus (and I know it's not the case for everyone) will you not be driving at some point in the future? And after you retire will you not want savings?

If you make 20k per year, you can double his expenses and still save.
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Old 04-25-2013, 11:35 AM   #76
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I make about €35.000 - €45.000 a year. My partner earns a tad less, but has a steadier pay(I'm a freelancer).

We probably save too much and should spend more. But it's nice this way.
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Old 04-25-2013, 11:38 AM   #77
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Originally Posted by Neo Evil11
If you make 20k per year, you can double his expenses and still save.

Having a car/pets/children would eat most of that. I know he never stated that he wanted any of those things, I'm just suprised, given an open question of how much you would like to earn, he'd go for such a low figure.
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Old 04-25-2013, 12:00 PM   #78
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Quote:
Originally Posted by ProphetToJables
Yes but surely at some point you will want your own house/ accomodation instead of a house share? I pay more rent than you and I live with my parent. £20 a week on food?! I spend like £50. Plus (and I know it's not the case for everyone) will you not be driving at some point in the future? And after you retire will you not want savings?

Yeah frankly I don't know much about mortgages so can't really judge the expenses on that. But even then I wouldn't really want any luxury mansion, I quite enjoy small and efficient living.

£50 per week on food!? What on earth are you eating!? I'm basing that number on going for a big shop every couple of weeks at just under £30 + bits and pieces in day to day life. Maybe £25 per weeks might be closer, but it's still nowhere near £50!

I don't have transport costs on there currently I admit, but also currently I walk everywhere locally and get the train when going further afield. Even then, add a couple of thousand per year and you still have a lot of room for savings and generally enjoying life before you get anywhere near £20k.

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Having a car/pets/children would eat most of that. I know he never stated that he wanted any of those things, I'm just suprised, given an open question of how much you would like to earn, he'd go for such a low figure.

I dunno, I'm not saying earning great amounts of money wouldn't be nice, but frankly it just strikes me as greedy when people start bringing in more money than they really have any need for or could reasonably spend. It just makes me very uncomfortable people earning so much more than they have any great need for when other people earn so much less doing jobs often just as important.

Obviously an extreme end of the scale, but some top dog in a big UK bank recently (I can't remember which) took a pay cut to £300,000 per year. Meaning he earned even more than that previously. It's just ridiculous, I can't even imagine how one person might go about spending that much.

EDIT: sorry to use the really cliche example of bank managers, I know there are countless others out there. It's just an easy example.
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Old 04-25-2013, 12:50 PM   #79
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I'd be happy with 30K in pounds/euros. 40K would be super, but not necessary. Maybe if I had a family I'd aim higher.

But to be honest, I'd be happier earning less and living somewhere like Spain, then earning more and living in the UK.
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Old 04-25-2013, 01:00 PM   #80
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Well, over 120k, which would net me about 60k after taxes.
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