#1
are there any credit cards that allow minors (I am 17) to apply for a card? my mom wants me to build up credit for college loans and/or a car.


Also, would it be easier just to get a debit card?
#2
stick to cash
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#3
You cant get a credit card until your 18, although if you do manage to get one before your 18 max it out as they can't force you to pay it back
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#4
Quote by faultyy
You cant get a credit card until your 18, although if you do manage to get one before your 18 max it out as they can't force you to pay it back

yeah, but he's trying to build credit...not ruin it
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#5
Do you have a bank account? I think as long as your parents permit it, you can have access to your account. This would let you have a debit card, however I think you need a checking account for debit, since that's what the card is tied to.

You could get a credit card, but you're going to need a job and would likely need your parents to co-sign, since you're under 18.
#6
dont fool with debit unless you just have to have a card. a debit card wont build up credit, but it can still mess up your credit. i wouldnt get either.
#7
Quote by cap'n curry
yeah, but he's trying to build credit...not ruin it


It doesn't matter, as long as you're under 18 it's illegal for them to hold you in debt so it won't effect your credit either way, just make sure to tell them you're not paying before you turn 18
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#8
Quote by sg dude 38
dont fool with debit unless you just have to have a card. a debit card wont build up credit, but it can still mess up your credit. i wouldnt get either.

This. Cash is where it's at.
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#9
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#10
if your mom has good credit and is willing to cosign a card with you, you can