#1
so im trying to decide which would be a better deal to go with my pod hd. i read a lot of people saying that monitors arent for playing with, they are only good for making sure your mix is just right. and they say a good set of computer speakers would be much better. how true is this?

my budget for whichever is better is max $200
#2
I don't know about computer speakers necessarily, but what they say about Monitors is sort of accurate. The average person isn't gonna like casual listening on them.
#3
Monitors would be the way to go imo. They are FRFR so they won't color your tone at all, which is what you generally want for modelling. I hear good things about the KRK Rokit's. They would be above your budget brand new, but you could probably find a used pair pretty easily.