#2
i own a pf-5 dreadnought with a natural finish. rosewood produces a great tone so yea. just have to b careful with it
#4
Ibanez acoustics aren't bad, but I think you can do way better.

If you're looking for a really solid tone for a good price, try the Alvarez Regent series (particularly the RD20 and the RD20SC).
#5
Get a yamaha guitar if your lookin for a first one. they are great for starters. pretty cheap to. no matter what, dont get a fender or ill slap ye'