How much money can I send through Paypal without a confirmed bank account?

I have a good 20 bucks on my Paypal account but don't have a confirmed bank account. I just bought something on Ebay that totals to $6.00, so I figured that since that's pretty cheap it would be low enough to pay through my unconfirmed account. Apparently not though, and it won't let me pay even that low of a transaction unless I confirm my bank account.

Wtf? -_-
Yeah, I don't remember being able to send anything until I confirmed it.
Populus vult decipi. Decipiatur.

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It's can be a contraction and genitive case.

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If you cut down on these costs students won't learn so well, effecting the "quality"...