#1
Let's face it, if you can't afford something by direct debit, does it make sense to take out a high interest loan for it? If you can't afford to pay for it now, will you be able to pay even more shortly later?

Madness! Credit cards lead to spiraling debt by encouraging a buy now, PAY through the roof later culture. Ease of use helps people forget that they're spending hard money, moreso than cash.
#2
No ****.

All the financial problems in the United States right now were caused by stupid people and credit.
#3
There are only two kinds of debt you really should ever need to be in. Your house and your car.
Guitars:
Schecter C-1 Hellraiser FR
Ibanez S-470 with Seymour Duncans
Ibanez RG-321
Schecter Damien 6
Art & Lutherie Wild Cherry

Amps:
Kustom 12 Gauge
#4
Quote by marcus00
There are only two kinds of debt you really should ever need to be in. Your house and your car.


and goddamn student loans
Remember through sounds
Remember through smells
Remember through colors
Remember through towns
-Modest Mouse, "Novocaine Stain"