I need some help. Is there like some template or something every one is using in photoshop with pics like these...

Quote by PissInMyShoeses
My first attempt:

Quote by Dirge Humani

or is there some other way?

sorry I'm a photoshop N00b.

Check the link in the bottom right corner of the first pic.
I use MSPaint...
Quote by Grundy0
Never forget what really matters in life, friends and family.
Team Pale Yellow?
| | (oo) | |

Mom <3
Black background, white border on your desired image, as well as a serif and sans-serif font for the caption... do you really need a template for that? lolol