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#1
Soon a lot of people will be going away to university-college in the US and some other places. Or you may just be moving away from home to be independent.

For most both of these are daunting and expensive,and can be quite high risk. I'm going to use this thread to make a comprehensive guide over the following days/weeks.At the moment it's ALL just common sense.
THIS IS STILL A WORK IN PROGRESS. The OP will be regularly edited, as well as suggestions from other people being in the thread.

The first thing you should do is secure a job;without a job you're boned.
Secondly,find a place you can afford to actually move into-low security deposit and rent that isn't beyond your means.Even if you're living in a bedsit it's better than getting into debt-you'll only be there until you sort out somewhere better.
Debt is never good, try your best to avoid it.
Flat/house shares are your best chance of affordable housing,most of the time.

Accommodation
Flat and house shares often offer very cheap rooms with most bills inclusive.
Make sure you don't fall out with whoever you are sharing with.
Try and get somewhere convenient to work and shops- this will minimise your transport costs as you can walk.

Work out a budget
For example, a
job may pay around £200 a week.
So,per week:
Renting a room-inclusive of bills: £75-on average
Food budget:£30-plenty if you're a smart shopper.
Transport:£25-again, SHOULD be plenty for most people, but walk where possible. 130 so far
Savings:Try to put 10% into a savings account.
Toiletries:£10-Very generous, IMO.
I think that's £165
Other:£35-TV licence, clothes, phone etc

As you can see this isn't exactly a great wage,but it's enough to get you by.

If you have your own mode of transportation you'll need to factor in the cost of it's upkeep and fuel.

Entertainment and socialising
We all get bored without some form of entertainment. Try and find cheap local gigs-many are less than £5 a time.
Look for "Pound a pint" night at pubs, or other similar events.
Museums and art galleries are widespread and often free.
Go for walks in parks.

You can get a better list from the internet, a community centre or those brochures you see lying around.

Dates and treating your other half
It's always a nice thing to do and *always* appreciated.
You don't have to spend a lot to do something nice,instead of an expensive restaurant, cook a meal.
Go for a walk together,go to the beach, cook together. It's the time that you spend together that's important-not where you go.
Pick up some wildflowers on your way to see them, It's the thought that counts.
Write a song or poem.
If your better half is so materialistic that money is the only way to make him/her happy you probably shouldn't be with them.

Smart shopping
In my opinion this is what will be the decider of whether you'll manage on a budget or not.
Look for buy one get one free offers.They're a great way to save.
Try and buy own brand goods as often as possible,though some own brand is just awful.
You can make a lot of meals for <£5 and if you're not too fussed you can even make some for <under £2. I'll make a list of recipes,including prices later.
When out and about take your own food from home-that goes for drinks as well. It's always cheaper.
Go to bakeries or supermarkets late in the day to get your bread and cakes- they're often discounted and you can freeze the bread for use at a later date. You can also do this with meat from butchers.
Drink a lot more tap water as opposed to buying soft drinks from shops.
Smokers: Buy your own 'baccie and roll your own fags.

Cheap meals.
Chicken and bacon tagilatelle.
Chicken fillets (1 per person)
Bacon (2 slices per person)
Mushrooms
Courgette (optional)
Clove of garlic
Tagliatelle pasta
Single cream
£4.41.
This is expensive because of the chicken. If you buy it from a butcher late in the day it will be cheaper.

Noodles with egg and bacon
Noodles
Egg
Boiling water
Bacon
£0.40

Beans on Toast
You know what to do. However, try:
Cheese in the beans
BBQ sauce in the beans and on top of cheese on toast.

Cheesy chips
Oven chips
Cheese
Splash of vinegar.
Approximate cost. £0.75 (?)

Apple and blackberry crumble (for 4)
3 large cooking apples
A 'tub' of blackberries
Flour
Sugar
Butter

Approximate cost: £3.50
I'll put the recipes up when I have time.
I'll add more when I can.

Links
Money saving expert
Student recipes
Hope it helped some people out.
Last edited by _Tim_ at Aug 13, 2008,
#4
What's a flat share?
“Science cannot solve the ultimate mystery of nature. And that is because, in the last analysis, we ourselves are part of nature and therefore part of the mystery that we are trying to solve.”


-Max Planck

☮∞☯♥
#5
This could be the most intelligent thread I've ever seen in the pit.
WE ARE THE NIGHTMARE
#6
Develop an eating disorder, a physical disability that makes you applicable for disability benefits, then marry a celebrity and kill them.

EDIT:

Quote by AnoKid09
This could be the most intelligent thread I've ever seen in the pit.


Whoops, sorry.

You spoke too soon.
VENUSIAN
FB SC BC TW
Patterns In The Ivy present ethnicity on an intriguing and dedicated level. ~Ambient Exotica
A mesmeric melange of yearning voice, delicate piano and carefully chosen samples. ~Lost Voices
#7
Asda - Whoop's Range for the stuff that is 1-3 day's before it's out of date, freeze it, eat it after the said date.

Sainsbury's, Tesco & numerous other shop's do the same.
Quote by demoniacfashion
Is there any black people on UG?
I don't think a lot of black people play guitar anymore.

Quote by Oasis-fanatic
they all kinda went extinct after hendrix really.


Needless to say, I lol'ed.

Quote by human panda
Appart from being on UG or wanking, thats what i mostly do
#8
Quote by Kingyem0c0re
Asda - Whoop's Range for the stuff that is 1-3 day's before it's out of date, freeze it, eat it after the said date.

Sainsbury's, Tesco & numerous other shop's do the same.
Yup, you can get a loaf of bread for like 10p, freeze it and use it as you like.
#9
£30 a week food budget!?
How many people are you going to be eating for???
I hope it doesn't seem, like I'm young, foolish, and green.
Let me in for a minute, you're not my life but I want you in it


O Dayya, te echaré de menos, siempre

Y siempre
Y para siempre
#10
Quote by freedoms_stain
Take dumps at work and in public loos, saves on tp.


steal the toilet paper tbh, that way you can take more dumps at home for less cost!
#11
drop by supermarkets which have a bakery like summerfield or morrison just before they close. you can get 4 really nice rolls of bread for 24p, cakes for 10p, lots of other great stuff for under 30 p
#12
Whoops, sorry.

You spoke too soon.


Ah, maybe another day then...
WE ARE THE NIGHTMARE
#15
You don't have to go to public places to use the washroom - if you're morally okay about it just go to a restroom and take the toilet paper back home


Bread is a good idea - it can fill you up and can have many uses

Drink alot of tap water instead of buying drinks

Used clothing stores if you need some new clothes

If you need ketchup/mustard/relish/salt/pepper/cream/sugar -- take handfuls from restaurants
'never a victim,' the role model said,
bang-bang, the bad guy is dead,
always a rockstar on eMpty TV,
the lesson complete, now the child has needs.
#16
WHOOOAAAAAAAAAAA We're half way there
WHOAAAAAAAAA Liiiiving on a budget


This could actually be quite useful. Top tip: don't go shopping when your hungry.
Quote by its_alive
rich_sg, I promote you to Dr. Martin Luther King Jr. of the Pit. way to speak your opinion.


Quote by ErnieBallfists
RICH_SG you are a filthy person for accusing me of dirty trolling , you are a stiff coconut
#17
Quote by rich_sg
WHOOOAAAAAAAAAAA We're half way there
WHOAAAAAAAAA Liiiiving on a budget


This could actually be quite useful. Top tip: don't go shopping when your hungry.


Also, go shopping with a lsit and stick to it. Additionally, take cash out, don't pay by card. I tend to keep in budget if I take just enough money.
#19
Sorry but from now on people posting irrelavent comments will be reported.
#20
Wow. This will only be handy to me in about 3-4 years. But still, this is cool. The only problem is that there should probably be US and/or Canadian currency in there too, no?
#21
Quote by third-eye
Wow. This will only be handy to me in about 3-4 years. But still, this is cool. The only problem is that there should probably be US and/or Canadian currency in there too, no?


Is it too difficult to work it out yourself?

Food prices, rent etc vary wildly around the world. The TS is from the UK, and therefore can comfortably quote UK pricings.
#22
my university will take care of most things. and i only eat one meal a day sometimes. i'll be fine.

and who needs a laundromat when you have febreze?
#DTWD
#23
Quote by Deliriumbassist
Is it too difficult to work it out yourself?

Food prices, rent etc vary wildly around the world. The TS is from the UK, and therefore can comfortably quote UK pricings.



You're right. Whoops.
#25
Quote by third-eye
Wow. This will only be handy to me in about 3-4 years. But still, this is cool. The only problem is that there should probably be US and/or Canadian currency in there too, no?


AUS 2.1 $ per £1
US 1.9 $ per £1

Roughly anyways.
Quote by demoniacfashion
Is there any black people on UG?
I don't think a lot of black people play guitar anymore.

Quote by Oasis-fanatic
they all kinda went extinct after hendrix really.


Needless to say, I lol'ed.

Quote by human panda
Appart from being on UG or wanking, thats what i mostly do
#28
Quote by Deliriumbassist
Also, go shopping with a lsit and stick to it. Additionally, take cash out, don't pay by card. I tend to keep in budget if I take just enough money.



this man speaks the truth...

For me it hurts when I have to pay more than 15€ cash...
as for cards I barely care...

STICK TO CASH!
You like it
#30
Wooah, we're halfway there....

Edit:
Quote by rich_sg
WHOOOAAAAAAAAAAA We're half way there
WHOAAAAAAAAA Liiiiving on a budget


This could actually be quite useful. Top tip: don't go shopping when your hungry.


You git.
Quote by Zero-Hartman
Demoralising women is just one of the many services we provide here at UG
#31
Quote by AnoKid09
This could be the most intelligent thread I've ever seen in the pit.


Yes, maybe a little too intelligent... Something is wrong with UG today
#32
Quote by BlackLuster
£30 a week food budget!?
How many people are you going to be eating for???


I spend at least that on myself :S
Sat in a lab, curing diseases. They actually LET me play with chemicals!
#34
I thought finding a place to live was more important than finding a job at first? Because don't employers want to know your address/phone number when you apply so they can contact you?

But try to pay for as much stuff as you can with cash instead of a credit card.
Saint Louis Blues
#35
If you work for a large company at the moment ask about getting a transfer over to wherever your university is, most of them will do it
Quote by its_alive
rich_sg, I promote you to Dr. Martin Luther King Jr. of the Pit. way to speak your opinion.


Quote by ErnieBallfists
RICH_SG you are a filthy person for accusing me of dirty trolling , you are a stiff coconut
#36
I read a book that was on this, about living alone on minimum wage (in America). It was quite interesting. There's a lot of stuff, at least over here, that needs to be changed because there's really no reason for it to be so hard to stay above the poverty line. Really the only way to be financially secure here is a good education, but at the same time it discourages individualism and widens the gap between the haves and the have nots, which isn't good. Not to mention that obviously not everyone is able to get an adequate education.
We're only strays.
#38
Well for one, this thread is going in my favourites - it's such simple stuff, yet to actually organise it would take something like this. And considering I'm gonna be needing to do something like this probably in the next year, have a beer Tim

I agree totally on the dating thing too.

If you want some contributions I'll think up a few recipes?

-And one thing I'd say is for the transport - walk if it isn't TOO far. I personally would rather set off from somewhere an hour earlier with my mp3 player in and walk than get the bus.
-Smokers, try and find a cheap supplier like a dodgy newsagents - £5 for 50g of Amber Leaf goes a lot further than £5+ on 20 L+B! As in, about 6 times as much I'd say.
-I also agree completely on the savings account. It'll probably help mightily to get out of this rut later in life!


"The True Eccentric Tea Drinking Appreciation Preservation Society"
#39
Quote by Froddy
Well for one, this thread is going in my favourites - it's such simple stuff, yet to actually organise it would take something like this. And considering I'm gonna be needing to do something like this probably in the next year, have a beer Tim

I agree totally on the dating thing too.

If you want some contributions I'll think up a few recipes?

-And one thing I'd say is for the transport - walk if it isn't TOO far. I personally would rather set off from somewhere an hour earlier with my mp3 player in and walk than get the bus.
-Smokers, try and find a cheap supplier like a dodgy newsagents - £5 for 50g of Amber Leaf goes a lot further than £5+ on 20 L+B! As in, about 6 times as much I'd say.
-I also agree completely on the savings account. It'll probably help mightily to get out of this rut later in life!

Thanks for the approval
If you could think up the meal and work out the costing that'd be a GREAT help (if you're from the UK). Otherwise thinking up the recipes would also help a great deal.
#40
Excellent thread, my input would be do all your clothes shopping at Primark!
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