Any motorcycle riders out there? I'd like to get one as much for the 60mpg as for the cool factor. I'd be driving it around at college. But my problem is I know that health insurance goes through the roof when you buy a bike. Anyone able to tell me just how much? I'm a healthy 20 year old male who doesn't smoke and is not overweight.

Also, any suggestions for cruiser style bikes I could have used inexpensively? I've been looking at the Yamaha V star custom 650 but it seems that that (about $4,000) will be more than I want to spend.