#1
MY choices are HSBC, NATWest, Loyds TSB and Barclays and i'm leaning towards NATWest. Seems like the best student bank ??

The issue here is my dad's gonna send me money from abroad and today this dude told me HSBC charged like 10% on money from abroad and NATWest charged 25%

Any info on that ? Any advice for a banking n00b ???
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#4
Tell your dad to put the money in a matress. Then send the matress by mail.
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#5
im with hsbc and they recently changed mine to a student account...i notice no change
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#6
what about RBS? I don't know the difference between any of those banks (i'm with RBS) but RBS have a student account. I sound like an advert right now, but whatever. lol
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#7
Co-operative are good
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#8
^ ^ he wants a bank which might exist next week, presumably, meh...

though you're covered up to £50k i think? so should be ok...
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#9
Quote by Dave_Mc
^ he wants a bank which might exist next week, presumably, meh...



Royal bank of Scotland =/= bank of scotland
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#10
35K is the limit you're covered with
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#11
^ i thought they increased it to £50k in the last few days? (or were talking about it, anyway...)

Quote by meh!
Royal bank of Scotland =/= bank of scotland


dang.
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Quote by K33nbl4d3
I'll have to put the Classic T models on my to-try list. Shame the finish options there are Anachronism Gold, Nuclear Waste and Aged Clown, because in principle the plaintop is right up my alley.

Quote by K33nbl4d3
Presumably because the CCF (Combined Corksniffing Forces) of MLP and Gibson forums would rise up against them, plunging the land into war.

Quote by T00DEEPBLUE
Et tu, br00tz?
#13
Why would i want a student account anyways ? Why not a normal account ?
Quote by blynd_snyper
yes we all need answers to xboys questions hurry up goddam it


Quote by Kankuro
Damn you X-Boy!!!


Founder And Member Of The " I Don't Masturbate Club "

TURNED 18 TODAY !!! (22/02)
#14
I think the safest thing you can do is go with a very strong bank. In my opinion these are Abbey and Natwest. With Natwest you also get a student rail card.
#15
Quote by meh!
what about RBS? I don't know the difference between any of those banks (i'm with RBS) but RBS have a student account. I sound like an advert right now, but whatever. lol
NatWest=RBS
#16
Quote by X-Boy
Why would i want a student account anyways ? Why not a normal account ?


The only difference is usually student accouts have interest free over draft, so only really useful if you're going into minus money.

I'm a student but my parents pay for my uni stuffs so I never go into over draft, therefore don't have a student account/

Actually I do have a student account, because they gave me a free webcam and discount railcard for opening one, but I have about £3 in there.
#17
oh i see. banks should stop buy one and other. it confuses me.
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#18
Quote by X-Boy
Why would i want a student account anyways ? Why not a normal account ?



interest free overdraft. They also give you free stuff, but meh.
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#19
lloyds are alright, interest isnt that great though
now extra flamey
#20
To be honest I don't even keep my money in my bank (Natwest) anymore. As soon as any money goes in I take it straight out again and keep it in my house. I keep as little as I can in to pay for my monthly phone bill.
#21
With the way banks are right now you should invest in a mattress to keep your money in.
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#22
Natwest have pissed me right off with the student card. It takes weeks and involves several applications to get everything sent to you. I might just take the railcard and forget using the account itself.

I'm not sure how nationwide stands up as a student account but i've never had a problem with them and have always had good service.
#23
actually, meh!, i just checked the news and RBS shares fell 39% today. probably bet to move it to the "maybe" pile...

sorry, i honestly hadn't heard the news when i made that statement...
I'm an idiot and I accidentally clicked the "Remove all subscriptions" button. If it seems like I'm ignoring you, I'm not, I'm just no longer subscribed to the thread. If you quote me or do the @user thing at me, hopefully it'll notify me through my notifications and I'll get back to you.
Quote by K33nbl4d3
I'll have to put the Classic T models on my to-try list. Shame the finish options there are Anachronism Gold, Nuclear Waste and Aged Clown, because in principle the plaintop is right up my alley.

Quote by K33nbl4d3
Presumably because the CCF (Combined Corksniffing Forces) of MLP and Gibson forums would rise up against them, plunging the land into war.

Quote by T00DEEPBLUE
Et tu, br00tz?
#24
Quote by Ur all $h1t
With the way banks are right now you should invest in a mattress to keep your money in.


yeah, or ns and i (but they probably don't do a current account...)
I'm an idiot and I accidentally clicked the "Remove all subscriptions" button. If it seems like I'm ignoring you, I'm not, I'm just no longer subscribed to the thread. If you quote me or do the @user thing at me, hopefully it'll notify me through my notifications and I'll get back to you.
Quote by K33nbl4d3
I'll have to put the Classic T models on my to-try list. Shame the finish options there are Anachronism Gold, Nuclear Waste and Aged Clown, because in principle the plaintop is right up my alley.

Quote by K33nbl4d3
Presumably because the CCF (Combined Corksniffing Forces) of MLP and Gibson forums would rise up against them, plunging the land into war.

Quote by T00DEEPBLUE
Et tu, br00tz?
#25
Quote by Dave_Mc
actually, meh!, i just checked the news and RBS shares fell 39% today. probably bet to move it to the "maybe" pile...

sorry, i honestly hadn't heard the news when i made that statement...



lol

...

not really lol...
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#26
Quote by Dave_Mc
actually, meh!, i just checked the news and RBS shares fell 39% today. probably bet to move it to the "maybe" pile...
Urgh...don't make me turn this into a rant about Peston
#27
Quote by meh!
lol

...

not really lol...


indeed. you're probably ok, as long as you have less than 35/50k (whichever it is)... though i suspect they might have to do a big bail out, or else guarantee all savings (like germany did, one day after criticising ireland for doing the same thing ).

that's more for the political thread, though, where i'm heading next.
I'm an idiot and I accidentally clicked the "Remove all subscriptions" button. If it seems like I'm ignoring you, I'm not, I'm just no longer subscribed to the thread. If you quote me or do the @user thing at me, hopefully it'll notify me through my notifications and I'll get back to you.
Quote by K33nbl4d3
I'll have to put the Classic T models on my to-try list. Shame the finish options there are Anachronism Gold, Nuclear Waste and Aged Clown, because in principle the plaintop is right up my alley.

Quote by K33nbl4d3
Presumably because the CCF (Combined Corksniffing Forces) of MLP and Gibson forums would rise up against them, plunging the land into war.

Quote by T00DEEPBLUE
Et tu, br00tz?
#28
Quote by smb
Urgh...don't make me turn this into a rant about Peston



I bet he's had a busy few weeks.
#29
Quote by X-Boy
MY choices are HSBC, NATWest, Loyds TSB and Barclays and i'm leaning towards NATWest. Seems like the best student bank ??

The issue here is my dad's gonna send me money from abroad and today this dude told me HSBC charged like 10% on money from abroad and NATWest charged 25%

Any info on that ? Any advice for a banking n00b ???


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#30
Natwest are AWESOME!

but dont let them push you into getting the credit card


they really care about you as a student and do check ups with you to make sure youre still happy with them and stuff
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#31
Quote by Dave_Mc
actually, meh!, i just checked the news and RBS shares fell 39% today. probably bet to move it to the "maybe" pile...

sorry, i honestly hadn't heard the news when i made that statement...


Oh shit my brother works there.
#32
Quote by Gaz_m2k5
Oh shit my brother works there.



Unless Brown and Darling come up with something quick, I don't think he will be working there for much longer.
#34
Quote by Gaz_m2k5
Oh shit my brother works there.


sorry to hear that, don't get too worried yet, there's a good chance the govt will come up with a bail out or something...
I'm an idiot and I accidentally clicked the "Remove all subscriptions" button. If it seems like I'm ignoring you, I'm not, I'm just no longer subscribed to the thread. If you quote me or do the @user thing at me, hopefully it'll notify me through my notifications and I'll get back to you.
Quote by K33nbl4d3
I'll have to put the Classic T models on my to-try list. Shame the finish options there are Anachronism Gold, Nuclear Waste and Aged Clown, because in principle the plaintop is right up my alley.

Quote by K33nbl4d3
Presumably because the CCF (Combined Corksniffing Forces) of MLP and Gibson forums would rise up against them, plunging the land into war.

Quote by T00DEEPBLUE
Et tu, br00tz?
#35
Quote by Dave_Mc
sorry to hear that, don't get too worried yet, there's a good chance the govt will come up with a bail out or something...



I think they are going to announce it tonight. They need something before the market opens tomorrow.
#36
yeah, they should probably announce that the market in banks' shares is closed tomorrow.
I'm an idiot and I accidentally clicked the "Remove all subscriptions" button. If it seems like I'm ignoring you, I'm not, I'm just no longer subscribed to the thread. If you quote me or do the @user thing at me, hopefully it'll notify me through my notifications and I'll get back to you.
Quote by K33nbl4d3
I'll have to put the Classic T models on my to-try list. Shame the finish options there are Anachronism Gold, Nuclear Waste and Aged Clown, because in principle the plaintop is right up my alley.

Quote by K33nbl4d3
Presumably because the CCF (Combined Corksniffing Forces) of MLP and Gibson forums would rise up against them, plunging the land into war.

Quote by T00DEEPBLUE
Et tu, br00tz?
#37
Natwest suck...they're pissing me off, and whenever I ring them I get put on hold for ages

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